Plan :Jeevan Nidhi (818)
 
Product Summary :
New Jeevan Nidhi(818) Plan is a conventional with profits pension plan which provides for death cover during the deferment period and offers annuity on survival to the date of vesting.
 
Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)
 
Term :
7 to 35 years
 
Minimum Entry Age :
20 Year Completed
 
Maximum Entry Age :
58 Year (Nearest Birthday)
 
Minimum Vesting Age :
55 Year
 
Maximum Vesting Age :
65 Year
 
Minimum Sum Assured :
1,00,000
 
Maximum Sum Assured :
NO LIMIT (Depending upon Income)
 
• Maximum Accidental Death and Disability Benefit Rider up to age 70.
Policy Benefits :
On Death :
Death during first five policy year :
Sum Assured + Guaranteed Addition
 
Death after first five policy year :
Sum Assured + Guranteed Addition + Vested Bonus + FAB if any.
 
On Vesting :
On Vesting Basic Sum Assured + Guaranteed Addition + Vested Bonus + FAB if any.
 
Option On Vesting :
1. Get 1/3rd amount as commutation and Buy Jeevan Akshay policy of Balance amount increased by 3%.
2. Buy Jeevan Akshay of Full vesting amount increased by 3%.
3. Buy Jeevan Nidhi Single Premium.
 
Surrendered Value :
Single Premium : The Policy can be surrendered at any time during the deferment Period(term).
 
Regular Premium :
Term less than 10 : After atleast 2 full years premiums have been paid.
Term 10 or More : After atleast 3 full years premiums have been paid.
 
Loan :
No loan facility will be available under this plan.
 
Income Tax Benefit :
• On Premiums : u/s 80C
• Commutation Tax free : u/s 10(10A)iii
• Death claim Tax free : u/s 10(10D)
• Pension : Taxable.
 
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    Jeevan Nidhi (818) प्लान - चिंता मुक्त सेवानिवृत्ति जीवन रखने के लिए सर्वश्रेष्ठ सेपेंशन प्लान के प्रीमियम की

    तुलना करें और खरीदें। शीर्ष ... इसलिए, अपनी Jeevan Nidhi (818) के लिए योजना बनाने की शुरुआत

    करने में कभी देर नहीं होती और यह आपके व्यक्तिगत शोध करने और संबंधित विवरण जानने के

    लिए कुछ समय ... कुछ यूलिप प्लान भी उपलब्ध हैं जिनमें निवेश की गई राशि बीमा कंपनी द्वारा

    ऋण या इक्विटी के रूप में निवेश किया जाता है। ... Jeevan Nidhi (818) प्लान में आप अपनी

    आवश्यकता के अनुसार संचय अवधि का चयन कर सकते है।
    santosh yadav
    Santosh Insurance Consultancy